Getting money back from a mistaken electronic transfer of money

Electronic transfers of money, such as bank transfers, are commonplace today. Mobile payment services such as PayLah! have made such transfers even easier – all you need is the other party’s mobile phone number. But what if you key in the wrong bank account number or phone number, which causes you to pay the wrong person? Can you get your money back? This article will explore your chances of getting your money back, as well as whether it is practical to pursue legal action.

Time Bars and Novel Factors in Unjust Enrichment: Esben Finance Ltd and others v Wong Hou-Lianq Neil [2022] SGCA(I) 1

The law of unjust enrichment deals with situations where one party is required to make restitution of a benefit acquired at the expense of another in unjust circumstances. In Esben Finance Ltd and others v Wong Hou-Lianq Neil, the Court of Appeal considered the applicability of the Limitation Act to claims in unjust enrichment, and in what circumstances a lack of consent ought to be recognised as an unjust factor. The Court also gave its provisional views on illegality as a bar to an unjust enrichment defence.

The Principle of Minimal Curial Intervention in Arbitrations seated in Singapore: Republic of India v Vedanta Resources plc [2021] 2 SLR 354

In keeping with the principle of minimal curial intervention, Singapore courts are extremely reluctant to intervene in the conduct and outcomes of arbitral proceedings, outside of the avenues permitted by the UNCITRAL Model Law on International Commercial Arbitration or the International Arbitration Act. While dissatisfied parties may nonetheless attempt to devise creative tactics to get around this principle, the case of Republic of India v Vedanta Resources plc demonstrates that the courts are both highly sensitive to and extremely critical of any attempts to do so, as such attempts would be regarded as improper and vexatious, and constitute an abuse of the processes of the court.

The Covid-19 Pandemic as a Supervening Event in the Assessment of Damages: iVenture Card Ltd and others v Big Bus Singapore City Sightseeing Pte Ltd and others [2022] 1 SLR 302

When a contract is breached, the general rule in assessing damages is that the innocent party should be compensated with a sum that would place them in the same position they would have been in had the contract not been breached. Often, those damages will be calculated based on the conditions at the time of the breach, a rule known as the “breach-date” rule. In iVenture Card Ltd v Big Bus Singapore City Sightseeing Pte Ltd, the Court of Appeal considered whether disruptive external events occurring after the breach such as the Covid-19 pandemic could be taken into account to reduce the amount of damages the innocent party receives.

Should penalties imposed under Prevention of Corruption Act cases take into account monies already repaid?: Public Prosecutor v Takaaki Masui and another and other matters [2022] 1 SLR 1033

The Prevention of Corruption Act (PCA) penalizes those who engage in corruption. Section 13(1) of the PCA states that a court may order a person convicted of an offence under the PCA to pay a penalty equal to the amount or value of the bribe. In Public Prosecutor v Takaaki Masui, the SGCA decided that monies already returned, repaid or disgorged by the authorities should be deducted from the penalty imposed under section 13(1) of the PCA, as it serves to prevent corrupt recipients from retaining their ill-gotten gains.

Clarifying the application of the Riddick principle: Ong Jane Rebecca v Lim Lie Hoa and other appeals and other matters [2021] SGCA 63

The Riddick Undertaking refers to an implied undertaking not to use documents disclosed during discovery for any collateral purpose. In Ong Jane Rebecca v Lim Lie Hoa, the Court of Appeal laid out a framework delineating the approach that should be taken in cases involving the Riddick undertaking. This framework explains the extent and scope of the Riddick undertaking, and clarified the situations in which parties seeking to use disclosed documents are required to seek leave of court.

Ascertaining the delicate balance between justice and finality: Public Prosecutor v Pang Chie Wei and others [2021] SGCA 101

Finality and justice are twin pillars of the criminal justice system. A presumption of finality attaches to every judgment rendered by the court, lending credence to the notion that justice has been done and may be treated as having been done. Only in exceptional cases may applicants may successfully have their case readjudicated based on subsequent changes to the law. In PP v Pang Chie Wei, the apex court considered where the delicate balance between finality and justice properly lies.

The Murderer’s Defence: challenging a murder charge under s 300 of the Penal Code

A conviction of murder is one with grave implications, one which may result in a sentence of death, or of life imprisonment. Against this backdrop, it is crucial to understand what defences are available to an accused person alleged of criminal homicide. Was the accused provoked into killing the deceased? Was the accused unable to comprehend his actions due to a mental infirmity? And more importantly, do these factors alone justify one’s exculpation? These questions are explored in this article, where focus is placed on several defences typically raised by an accused where the charge of murder is concerned.

Mediating Neighbour, Racial and Religious Disputes – Takeaways from the Second Conference of the International Institute of Mediators

On 8th – 9th October, the International Institute of Mediators (iiM) held its 2nd Conference on using mediation to resolve neighbour disputes, as well as racial and religious conflicts. Over one and a half days, the Conference covered a wide range of topics, ranging from discussions on the qualities of a good mediator, what makes a mediation session successful to how to increase the utilisation of mediation in handling racial, religious, and neighbourly disputes.

Defence of Diminished Responsibility for a Premeditated Murder? Ahmed Salim v Public Prosecutor [2022] SGCA 6

The defence of diminished responsibility is made out when the accused is proven to suffer from a recognised abnormality of mind that substantially impaired his mental responsibility for the murder. It is difficult to see how accused persons in cases of premeditated murder can avail themselves to this defence. Nevertheless, the CA in Ahmed Salim v PP examined the issue and held that such a defence was not precluded.